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Q. What is
the Afripay Prepaid Card?
A: Afripay is a Prepaid card that
allows anyone to make payment on the Internet for
the purchase of goods and service on any web site. It can be used
for all purchases except adult sites and Internet gambling websites.
And because it's a prepaid card, you can only spend however much you
have credited your account with.
Q: How much does it cost to get
Afripay Account?
A. Each Afripay account has an
activation fee of Ksh 3,000 for the Virtual card.
Q: Will I get back the
activation fee? A: No, it is a non-refundable
fee.
Q: What is the validity of the card?
A: For the Virtual Visa
Card it is one year.
Q: Is shopping online safe with
Afripay Card?
A: Each Prepaid Visa Card account is protected with a
password that is created by Afripay. Afripay uses SSL encryption to
protect sensitive information online. All Passwords are SSL
encrypted using 128 bit encryption. However, each e-commerce web
site handles its own encryption security during online transactions.
When shopping online, look for indications of proper security such
as the SSL encryption lock icon or a TRUSTe stamp of approval.
Q: Why is your rate of exchange
so high?
.A.To shield us from fluctuating currencies
and allow us to provide service to you, we have to charge a rate
that will cover us in any eventuality.
Q.What are the major features of
this card?
A.The Visa card really is virtual - Only visa card details and US billing address is provided via encripted email.
Q: Do I need a US address to have an
account?
A: No. Afripay provides you with a free US
billing address to use. This can be used as a shipping address if
needed.
Q.What about fraud
and theft?
A. Your card is essentially the same as cash, so you
should treat it that way. Keep on your card account only the funds
you are planning to spend shortly. Guard your Virtual and Physical
card information associated with your card. If you lost your number
or believe it's been stolen you should contact
Afripay office at
+254- 20-2730770/1
immediately.
Q.How
can I check my card's balance?
A. Write a request to
"sales@Afripay.net" and you
will be assisted promptly.
Q.How
much am I charged when shopping?
A. No amount is charged per transaction..
Q: What
happens if I use my Account to make a payment and the merchant,
after charging the card does not provide the
service?
A: Afripay and the card Issuer are not
responsible if any person does not honor your Card. Incase of
defects in or non-delivery of any goods or services you purchased or
leased by using the Card, you will be required to mail the merchant
and resolve the issue. Afripay of course will assist as
much as we can in this respect. We will need the following
information to assist in this matter; (a) The card number we issued
to you, (b) the merchant site you used, (c) the goods purchased and
(d) the amount and date of the transaction.
Q:Is Afripay a Bank
or a Financial Institution?
A: Afripay is not a bank or a financial
institution. The service that we offer is facilitated by legally
licensed Credit card issuing financial institutions based in the
United States of America. We are simply intermediaries between you
the client and the financial Institutions.
Any Visa card
issuing institution that we deal with is a legal affiliate of
Visa card International. And we ensure that all deposit are placed
in a Federal Deposit Insurance Corporation (FDIC) insured bank in
compliance with United States laws.
Q: Who can
apply?
A: Anyone can
apply, any nationality / citizenship.
Q: Do I need to
show any ID? A: Yes, you need to come
with a copy of your ID or driving license or Valid
passport.
Q: Can I also make purchases
online using Afripay
Card? A: Yes, of course, at any
Website accepting Visa/ Master Card anywhere in the world
.
Q: How
can I fund the card? A: There are several
ways of reloading your account and one of them is a direct deposit
to our bank account (details of which will be provided on request)
or you can come to our office at Titan Complex, Mezzanine Floor,
Chaka Road, and make a direct payment.
Q: Is it a credit
card? A:
Absolutely NOT. It is a debit card. You have got to fund it before
using it .
Q: Can I order it for
someone else? A: Yes, you can.
Q: Can I resell
these cards? A: Yes, you can become a
reseller. Please visit our Reseller page on
www.afripay.net.
Q: Can I use Virtual Visa Card at ATM
machines? A:
No, since it is only supposed for ONLINE usage.
Q: I still have some
questions?
A: Please
feel free to send as an email to sales@afripay.net and ask us any question in mind, we will revert
with answers as early as possible.
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